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Have you seen the Wal-Mart ads on television that say how much you can save if you buy something at Wal-Mart versus going out to get it like saving so much by making breakfast at home versus going out to buy it? There is truth to that, but you have to remember that many of us don’t end up needing to go out for breakfast and in most multi-child households, cereal is the norm.

We all have to decipher between needs and wants in order to save money at the grocery store. Deciding to buy a box of cereal or going out every morning to buy breakfast is easy to decipher between.

Then there are times when we have to try really hard to decipher between the two. The easiest way to separate the two is to make a list to take to the store. This way you can see what you need and you can sit back and look at the list and get rid of anything that you might not need or that you can tell you simply want.

Sometimes we turn wants into needs at the grocery store and we can’t fall into that budget busting habit. If you go without a grocery list and say you want cookies, then you’ll need milk to go with them (This isn’t the best example, but you can understand what I mean). When you end up turning wants into needs, you will always leave the store paying more than you ever intended.

The only person who can tell you what is a need and what is a want is ultimately up to you. You can’t expect anyone else to tell you what you need, as we all have different needs with the exception of basics like water, food and shelter.

None of this means that you have to give up the things you want to save money, just cut back.

Jeremy

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