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Everyone remembers before the recession how things were. There were people who would show how much money they could spend running rampant. Most of those people have been silenced by the recession as everyday average Americans have grown tired of extravagance.
So here are a few …

All the credit card companies are reporting a huge rise in delinquencies. The problem I see is that not only are there more and more defaults of credit cards, but these are the same banks that faced huge losses in the subprime mess.
Most the companies …

Here are some pretty common things that people tell themselves right before they find themselves in credit card debt:

It’s an emergency.
We deserve it.
It’s a bargain.
It’s not that much money.
The payment is small.
The card rewards make it worth it.
There’s an offer of zero percent APR on …

Credit cards are a great tool to use in tight situations or anytime you could use the extra credit. Not all credit cards are bad, some actually offer some pretty good perks that you may be missing out on. Of course, no credit card company …

In June, PayPal started assessing a 2.9% fee on purchases that are marked goods or services to personal accounts. While their business is their own and they can basically do whatever they want, it would have been nice to know about the change prior to …