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The factors that combine to create your FICO score

The factors that combine to create your FICO score

So you’re trying to take out a loan, get a credit card with a reasonable APR or trying to buy something, anything on credit, but your credit score is too low for your liking? Well, the first place to start when trying to rebuild …

What determines your credit score?

What determines your credit score?

So you’re trying to take out a loan, get a credit card with a reasonable APR or trying to buy something, anything on credit, but your credit score is too low for your liking? Well, the first place to start when trying to rebuild …

Senate passes the credit card overhaul bill

Senate passes the credit card overhaul bill

The Senate passed a bill today to overhaul the way credit card companies work and how they interact with their customers. The measure passed the Senate yesterday at a 90-5 vote. It is expected to quickly pass through the House of Representatives and be on …

Credit cards…we need some form of credit.

Every night I watch the news…and every night they say credit cards are bad. But, are credit cards bad?
Well, as long as you are being responsible with your spending and paying off the balance, not just the insane interest rates, credit cards offer several …