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Payday loans are typically things that most people try to stay away from. However, there can be times when a payday loan is something that you can turn to. In your business you may be able to get a payday loan to help fund a …

Do you support an employer’s decision to check the credit score of someone applying for a job?

Question:
It is becoming more and more common for an employer to check the credit score of a potential employee. Do you support this practice?
Answer:
Absolutely not. I have several articles …

Foreclosures may be on the decline (finally) in our country, but there are a lot of families out there who may be behind on payments and considering foreclosure as their last option. Like bankruptcy, foreclosure will stay with you and haunt your credit score for …

So you’re trying to take out a loan, get a credit card with a reasonable APR or trying to buy something, anything on credit, but your credit score is too low for your liking? Well, the first place to start when trying to rebuild …

Are you any more likely to buy a Hyundai with the Price Assurance policy?

Question:
Recently, Hyundai has been advertising their “price assurance” policy which states that if you lose your job you can return the car without any negative effect on your credit score. Now, they …