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	<title> &#187; depositing checks</title>
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		<title>The demise of the check:: Stores aren&#8217;t</title>
		<link>http://www.thelucrativeinvestor.com/demise-check-stores-arent/</link>
		<comments>http://www.thelucrativeinvestor.com/demise-check-stores-arent/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 16:14:51 +0000</pubDate>
		<dc:creator>Jennifer McClelland</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[bank balance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[check fraud]]></category>
		<category><![CDATA[checkbook]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[depositing checks]]></category>
		<category><![CDATA[grocery store]]></category>
		<category><![CDATA[writing a check]]></category>

		<guid isPermaLink="false">http://www.thelucrativeinvestor.com/?p=2945</guid>
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I haven&#8217;t used a check at a grocery store in years. I have always used a credit or debit card when I&#8217;m out because it&#8217;s 1) faster and 2) more convenient. Chris and I have a collection of checks built up just so we can send off our cable, electricity, and gas bill every month [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-1762 aligncenter" title="checks" src="http://www.thelucrativeinvestor.com/wp-content/uploads/2009/09/checks.gif" alt="checks" width="154" height="203" /></p>
<p>I haven&#8217;t used a check at a grocery store in years. I have always used a credit or debit card when I&#8217;m out because it&#8217;s 1) faster and 2) more convenient. Chris and I have a collection of checks built up just so we can send off our cable, electricity, and gas bill every month but other than that, we never use checks.</p>
<p>There are more frustrating things that go on at the grocery store, but when you&#8217;re stuck behind someone who is writing a check it can also be quite irritating, especially if you only have a few items and you have your card ready. Of course, incidents like that have really become less frequent than a few years ago, but every now and then you will get the person who wants to write a check.</p>
<p>Really, when you think about it, writing a check at stores like Wal-Mart have become a moot point. After all, when you write a check, even if you fill the whole thing out and waste everyone&#8217;s time, the store runs the check like a debit card. It is electronic now and this way the stores are protecting themselves somewhat from check fraud.</p>
<p>I get annoyed when I see someone pull out a check book at the very end of their grocery store trip. Once everything is rung up and it&#8217;s time to pay is NOT the time to look for your checkbook in your gigantic purse; if you&#8217;re going to go ahead and pay with a check, perhaps you should have it ready before the entire order is finished. It&#8217;s not a surprise that you have to pay at the end. /end rant</p>
<p>I wish stores would ban checks for a number of reasons. I know that there are a few arguments in favor of check writing, like it is easier to keep up with your bank balance when you write a check. However, even that argument is somewhat flawed because you may record a deposit in your check book, but now banks are depositing checks whenever they want to and not necessarily in the order that you actually put them in the bank.</p>
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		<item>
		<title>Checks SHOULD be a thing of the past</title>
		<link>http://www.thelucrativeinvestor.com/checks-should-thing-past/</link>
		<comments>http://www.thelucrativeinvestor.com/checks-should-thing-past/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 19:18:56 +0000</pubDate>
		<dc:creator>Jennifer McClelland</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[bank balance]]></category>
		<category><![CDATA[bank checks]]></category>
		<category><![CDATA[check fraud]]></category>
		<category><![CDATA[depositing checks]]></category>
		<category><![CDATA[grocery store]]></category>
		<category><![CDATA[moot point]]></category>
		<category><![CDATA[wal mart]]></category>
		<category><![CDATA[writing a check]]></category>

		<guid isPermaLink="false">http://www.thelucrativeinvestor.com/?p=1752</guid>
		<description><![CDATA[
I haven&#8217;t used a check at a grocery store in years. I have always used a credit or debit card when I&#8217;m out because it&#8217;s 1) faster and 2) more convenient. Chris and I have a collection of checks built up just so we can send off our cable, electricity, and gas bill every month [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-1762 aligncenter" title="checks" src="http://www.thelucrativeinvestor.com/wp-content/uploads/2009/09/checks.gif" alt="checks" width="154" height="203" /></p>
<p>I haven&#8217;t used a check at a grocery store in years. I have always used a credit or debit card when I&#8217;m out because it&#8217;s 1) faster and 2) more convenient. Chris and I have a collection of checks built up just so we can send off our cable, electricity, and gas bill every month but other than that, we never use checks.</p>
<p>There are more frustrating things that go on at the grocery store, but when you&#8217;re stuck behind someone who is writing a check it can also be quite irritating, especially if you only have a few items and you have your card ready. Of course, incidents like that have really become less frequent than a few years ago, but every now and then you will get the person who wants to write a check.</p>
<p>Really, when you think about it, writing a check at stores like Wal-Mart have become a moot point. After all, when you write a check, even if you fill the whole thing out and waste everyone&#8217;s time, the store runs the check like a debit card. It is electronic now and this way the stores are protecting themselves somewhat from check fraud.</p>
<p>I get annoyed when I see someone pull out a check book at the very end of their grocery store trip. Once everything is rung up and it&#8217;s time to pay is NOT the time to look for your checkbook in your gigantic purse; if you&#8217;re going to go ahead and pay with a check, perhaps you should have it ready before the entire order is finished. It&#8217;s not a surprise that you have to pay at the end. /end rant</p>
<p>I wish stores would ban checks for a number of reasons. I know that there are a few arguments in favor of check writing, like it is easier to keep up with your bank balance when you write a check. However, even that argument is somewhat flawed because you may record a deposit in your check book, but now banks are depositing checks whenever they want to and not necessarily in the order that you actually put them in the bank.</p>
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