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What are the lies that got you into credit card debt?

What are the lies that got you into credit card debt?

Here are some pretty common things that people tell themselves right before they find themselves in credit card debt:

It’s an emergency.
We deserve it.
It’s a bargain.
It’s not that much money.
The payment is small.
The card rewards make it worth it.
There’s an offer of zero percent APR on …