All Posts Tagged With: "Money"


Site News – New Features Update, Launch Date

Chris McClelland | RSS | Fri, Oct 23 2009 | 0 Comments

Paid Writers – We have almost finished laying out the requirements, design and implementation system  for the paid writer’s area. Also paid writer’s will have a few extra features and abilities that other programs do not have to further enhance a writer’s  presence and marketing efforts as well.

Site Redesign – We are currently undergoing a complete site overhaul and design for the launch of our new website. We will be working hard to help give commenters better access to the system by allowing their comments to hit the site without going through as much moderation in order for some features that require fast responses. Users will also be able to moderate each other comments and report possible violations as well.

More Features – Along with the paid writer’s section we will be adding another feature to the site which will be one of the main cores to the site which will allow people to help each other in a unique way and also earn money in the process. Users that are also part of the paid writer’s section will earn a higher amount than regular users as well.

Launch Date – We are aiming for a January 2010 launch of the official new website.

Feedback & Suggestions – If you would like to suggest a feature for the new website for us to consider please either leave a comment below or contact us directly. We are also open to any feedback as well.

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The Pitch – Are you worried by the drop in average home price?

Jennifer McClelland | RSS | Fri, Oct 23 2009 | 1 Comment

FDIC house

Does the average cost of a house worry you at all?

Question:

The average price for a home in the United States dropped once again. Does this worry you at all?

Answer:

As a homeowner, yes. I used to not be worried because I could still see the prices in my neighborhood increasing, but not anymore. I think that once the prices in my area level out some, I’ll be less worried. No one wants to lose money in their house. That would go against the point of owning a home, I thought.

I’m sure I’m not as worried as people in other parts of the country though.


Have an idea or want us to use your pitch in the next issue? Then, make a submission on The Pitch Page.

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Do You Really Need to Open a Swiss Bank Account Online?

Jennifer McClelland | RSS | Thu, Oct 22 2009 | 0 Comments

swiss bank account

How does one open a Swiss bank account online and what advantages does this provide? The process of opening a foreign account may not be as complicated as it seems. Some banks may actually let consumers open an account with out a minimum initial deposit and even without any monthly maintenance charge or service fees. What are the advantages of when you open a Swiss bank account online?

Advantages include a worldwide account; one that you exercise full control over. An international or worldwide account is protected from economic troubles because it is not located in America, thus not subject to American law. Even if the American dollar should continue to sink in value you have the ability to store money in various currencies, including USD, EUR or CHF. This can also be seen as a way of diversifying your income and assets. For instance, many people believe that the U.S. government has the right to seize your assets at any time. Some predict that if the current economic crisis continues that the government will start applying more pressure on the wealthier class. This is debatable, but one thing is for sure: the U.S. government certainly does have the right to access your bank accounts at any time.

Furthermore, you as an American citizen are also subject the bank’s policies, not to mention your own country. That means that if a banking institution files for bankruptcy you could lose all of your funds, depending on the bank’s policies of insurance. The freedom to be a “multinational” businessperson, not one dependent upon a single country, is quite a privilege.

If you desire to open a Swiss bank account online then you are not under obligation to fly to Switzerland, nor do you have to be rich. The practice is not illegal, and there are no laws against opening such an account. It is very possible that the government doesn’t like the idea of not having access to your account, and this is why many American citizens are seeking out this international opportunity. Banks provide full privacy from all prying eyes. When you open a Swiss bank account online you can choose between different types of accounts like a high yield savings account, student bank account, current bank account, and business bank accounts

While it is legal to open a Swiss bank account online, it is not legal to use such an account for tax evasion purposes. The Swiss bank account will not investigate you, but the U.S. can catch up to a trail of deceit. Therefore, remember that it’s always illegal to avoid paying taxes that you earn from using American currency.

What does the choice to open a Swiss bank account online have to do with a payday loan? It’s possible that some individuals may try and open a Swiss bank account online as a means to guarantee a savings account. This is a wise move, especially considering the instability of the United States’ economy. However, withdrawing money from a savings account, even an international account, may not always be the best course of action.

The idea of a savings account is to save money—not to withdraw it if at all possible. Most people assume that they have no other options but to reach into their savings account (or even to open a Swiss bank account online) to take the money they currently need. Consider another option: payday loans. These loans are not typical bank loans. They do not require credit checks or lots of paperwork and waiting processes. Rather, they are approved online and can give borrowers up to a couple thousand dollars via instant transfer.

Borrowers can use this money to catch up on personal bills, to purchase personal expenses or to use as capital for their business. These loans are short-term loans and are usually repaid within a paycheck’s amount of time—usually 30 days or less. This minimizes on the interest and eliminates most of the long, drawn out paperwork process involved with a traditional loan or in the choice to open a Swiss bank account online.

When you open a Swiss bank account online or take money from your savings, you may affect your interest rate or incur other bank charges. Taking a payday loan is easy, fast, and doesn’t carry a great deal of risk. Don’t assume that you are all out of options whenever you meet with financial adversity. Everyone is feeling the effects of the economic crisis. Loan companies can provide fast loans without scrutinizing creditworthiness. If you can manage to use on-hand funds (even short-term loan companies) to pay for imminent expenses, and avoid dipping into your savings account or trying to open a Swiss bank account online, then you can create a more stable financial future for your retirement.

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The Battle of the Prepaid cellular prices continues

Jennifer McClelland | RSS | Thu, Oct 15 2009 | 0 Comments

straight talk

Wal-Mart is getting in on the prepaid craze. With AT&T offering a unlimited talk and text plan for $60 per month, someone had to come around and step up their game.

Wal-Mart is starting up it’s own “Straight Talk” service that will ride off of TracFone’s service. The service starts at just $30 per month and a user can get unlimited talk, text AND DATA for $45 per month.

The service goes on sale starting October 18th. It will offer not only nationwide coverage, but it will also offer unlimited 411 usage.

Of course, like most other prepaid carriers, the phone options will be quite limited. You won’t see any cutting edge phones avaiable for purchase on any of these types of services. That probably has something to do with how cheap the plans plus data are. If everyone had an iPhone or another more advanced phone on the plan, then it would eat data and Wal-Mart would likely be losing money. However, with the not-as-advanced phones, these are great options for text-happy teenagers.

With prepaid plans like these popping up, I can definitely see post paid plans taking a hit. These aren’t just regional plans, they are nationwide plans with great coverage. For example AT&T is one of the only carriers that have coverage at my parent’s house in rural Mississippi. I was completely in the dark when I had T-Mobile and went to visit them.

I would like to see more competition with post-paid plans because that’s where the more desirable phones are. That’s what I’m after in the end…I want good coverage and a great phone for a reasonable price. That’s why I’m with Sprint. The price really overcame the company’s phone selection and the coverage is awesome when compared to the T-Mobile phone I had previously.

Would you switch from your post paid plan to a prepaid plan to get in on the deals? How about you prepaid plan people…How do you like your service? How much does a more advanced phone matter to you?

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The Job Market is Quite Tough.

Jennifer McClelland | RSS | Sat, Oct 10 2009 | 1 Comment

great depression monument

There are millions out of work right now and there are fewer and fewer jobs available for those who are looking or work. Data that was released by the government on Friday showed that the recession is worse than it has been since the beginning of the recession right now.

It’s only expected to get worse because companies are still not hiring and most have no plans on creating jobs to start hiring.

It is so difficult to be unemployed right now because there are about 6.3 people applying for every one job opening. In comparison, when the recession officially began in 2007, there were only 1.7 workers competing for every one job opening in the united States.

Since the beginning of the decade, the largest amount of people who were competing for one job opening was in July 2003, when 2.8 people were looking for every one job opening.

From the beginning of the recession, employers have cut over 7 million jobs. Even though there are fewer and fewer job cuts with each job and unemployment report, there aren’t any jobs being created. Job creation is essential for the health of the economy.

So, people with jobs are feeling a bit more safe when it comes to their jobs. Job security can be priceless, but for those that were laid off or have found themselves unemployed, it is still quite difficult to find work.

It is, of course, more difficult to find work in some areas than others. Jobs are being created in some areas of the country, but there are other parts of the country that barely have any jobs available and are losing them much faster than they’re making them. The more industrial a town is, particularly in this recession, the more that town or county hurts it seems.

Hopefully, the job market will get a bit better sometime soon.


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