In my home, the electric bill jumps up to over double what it is in the winter because of all the extra electricity being used by the AC and other things. While I don’t think you can eliminate your electricity bill (as long as you stay on the grid), you can do a few things to help slow down the drain that your bill has on your wallet.

You really have to start looking at all the major energy sucking appliances. The worst ones include the dryer (for your clothes), you can replace it by air drying your clothes outside on a line, not only will it save you money but your clothes may end up lasting longer. Also, washing your clothes in cold water versus hot water will save on your water heater bill, the exception being really funky clothes caked in mud or some other kind of foreign substance.

Electric stoves are also a major energy drain, it makes it hotter in the house so your air conditioner has to work harder, you can help cut down on this part of your bill by cooking outside on the grill. Ovens also have the same effect on your air conditioner and your wallet, I have started using a toaster oven for things that will fit just to help cut down on how often and for how long I have to turn on the “big” oven.

You also really need to avoid what people are calling energy vampires. These are the electronics that area always using energy even when you’re not using them like Playstations. You can decrease the amount they use by putting them on a power strip and making sure the strip is turned off. You can cut the power supply to your [husband's/kid's] Playstation and TV at the same time and they won’t be able to drain anymore power.

Also, when it comes to kids, you should find ways to entice them to turn off the lights, tv, etc when they leave a room. Once your children can start walking it seems that they can find ways to use electricity and forget how to “turn things off.” It is the same with open doors in the house, you just have to keep a watchful eye out for it. Having a “crack” in a door can let out a lot of the work that the a/c has been doing all day trying to keep your house cool.

In an economic downturn, most of us have to tighten our belts in order to pay the bills on time and make sure all the necessities of life are met. Living on the cheap does not necessarily mean that you have to do without, but do differently.

Frugality means spending smarter and becoming creative with the ways you shop. When utilizing all resources available, dollars can be stretched further and wallets have a bit more cushion.

The first step to frugal (and green) living can be summed up in an old and simple clich?: ?Waste not, want not.? Recycling not only can benefit your bottom line, it benefits the planet. Several different brands of lunch meat are packaged in reusable plastic containers. In my household, we now reuse these containers for leftovers. This way we don?t have to buy Rubbermaid or Ziploc containers. The other great part about these containers is they feature a plastic recycling number on the bottom so when the container has served its purpose, it can be recycled at a proper facility.

Recycling aluminum cans may not offer a large amount of money per pound (around $0.77) but something is better than nothing. Over three months, I can accumulate enough for around $20. That is $20 I would not have otherwise had. Some states offer cash back from deposits on glass bottles.

On the side of greener living, saving energy can save you money. Change the light bulbs to CFL?s. They use a quarter of the energy a regular light bulb does. Also, in the warm summer months, try to use a microwave or toaster oven in place of the regular oven, especially during the heat of the day. The heat from the oven can raise the temperature of the house by 2-5 degrees, making your air conditioner work harder.

Rising food costs add to the strain on our wallets. Every nightly news cast seems to mention that inflation is up and food costs are through the roof. The easiest way to stretch a dollar at the grocery store is coupons. The Sunday news paper is a great place to get plenty of coupons, but it is not the only place to find the discounts. There are now ample online resources for coupons (ex. http://couponmom.com/ ). After all that coupon clipping, to get the most out of the coupons, try to find a grocery store that doubles coupons (and find out up to how much they double them). Some grocery stores even triple coupons on certain days, which can lead to serious savings on items you may have purchased anyway.

Another tip that has personally helped me save hundreds of dollars: Purchasing second hand items does not mean that it has to look like second hand items. EBay is a great resource for used items (many in excellent, very good used condition, or even new but without tags). I recently purchased a pair of $70 jeans on eBay for $10 (shipping included). They were never worn, but were missing tags. As far as clothes shopping goes, make sure you know your measurements so you get clothes that fit. Getting such a great deal on clothes online isn?t a rare occurrence. I purchased a second pair less than a week later for $8 shipped. I understand that eBay isn?t for everyone. If that is the case, then local thrift stores also offer second hand clothes for significant discounts. Most weekends, no matter where you live, yard and garage sales can be found and deals are everywhere. Regardless of which option is for you, remember, you will have to dig around a bit for a great deal.

I believe the key to living frugally is cutting costs. Over time, the pennies and dollars you save add up and can help with things you are saving for. With a little practice anyone can become affluent in frugality.