All Posts Tagged With: "wal mart"
Saving money by distinguishing between wants and needs
Jennifer McClelland | RSS | Sat, Dec 19 2009 | 0 Comments
Have you seen the Wal-Mart ads on television that say how much you can save if you buy something at Wal-Mart versus going out to get it like saving so much by making breakfast at home versus going out to buy it? There is truth to that, but you have to remember that many of us don’t end up needing to go out for breakfast and in most multi-child households, cereal is the norm.
We all have to decipher between needs and wants in order to save money at the grocery store. Deciding to buy a box of cereal or going out every morning to buy breakfast is easy to decipher between.
Then there are times when we have to try really hard to decipher between the two. The easiest way to separate the two is to make a list to take to the store. This way you can see what you need and you can sit back and look at the list and get rid of anything that you might not need or that you can tell you simply want.
Sometimes we turn wants into needs at the grocery store and we can’t fall into that budget busting habit. If you go without a grocery list and say you want cookies, then you’ll need milk to go with them (This isn’t the best example, but you can understand what I mean). When you end up turning wants into needs, you will always leave the store paying more than you ever intended.
The only person who can tell you what is a need and what is a want is ultimately up to you. You can’t expect anyone else to tell you what you need, as we all have different needs with the exception of basics like water, food and shelter.
None of this means that you have to give up the things you want to save money, just cut back.
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Tags: habit, saving money, cereal
Save some money and gas by shopping on the internet
Lizzie Tyner | RSS | Sun, Dec 13 2009 | 6 Comments
Do you remember when shopping on the internet was scary and mostly a really sketchy thing to do? I do. But now, shopping for just about anything on the internet has become not only acceptable and safe but (for the most part) much less expensive than shopping for things in stores.
I’ll give a good example for clothing purchases. I recently stopped into a store, that I typically shop at on the internet, but was with a friend of mine at a mall, and saw a pair of blue jeans that I had to have. Well, instead of buying them on site, I went to the retailer’s website on my cell phone, only to find out the jeans were discounted on the website and were only 2/3 of the price the store wanted. I was amazed.
This kind of thing happens all the time. You don’t have to be at a store in the mall to notice price difference between a retailer and its website. For example, if you want an item from Wal-Mart that isn’t food or things like toothpaste, they are typically cheaper on the Walmart.com website and the store offers free site-to-store shipping. One thing that kind of irritates me though is that the store will not accept the internet price in store.
There is also a lot more selection when it comes to shopping on the internet. Sometimes Bryce and I shop at Old Navy for our clothes because they are stylish and inexpensive, not to mention our kids like the clothes too. The problem is when we go to the store, it usually looks like it has been hit by a train. Everything is scattered all over the place, and the clearance section is particularly bad. But because Old Navy’s sizes are usually the same no matter what style you’re getting, we can shop for the clothes on the internet now. We usually save a bit of money there too because we’re actually able to find clothes that fit and we like in the clearance section.
When we’re shopping online, we don’t have to make the journey all the way across town to get to the store either, so we can save that money and save it, or spend it on something that we need like groceries.
These days, you can buy anything on the internet (and usually for cheaper too). While I wouldn’t buy it right now, Amazon sells groceries on its website. If you look, it is kind of like Costco.
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Tags: shopping on the internet, clearance section, blue jeans
Save some time and money by shopping at a dollar store.
Lizzie Tyner | RSS | Sun, Nov 29 2009 | 1 Comment
The local Dollar Tree store may not be the first thing that comes to mind when I say “the place to be,” but it has really become a favorite spot of mine (and some of my frugal friends) when we’re looking for something that is inexpensive and we need it in a hurry.
The dollar store can typically save time and money for those on a budget, and for a lot of us even when we have money, time isn’t necessarily something we have to spare. I say that because it will only take five minutes to run into the “everything’s a dollar store” to get something that would take you at least half an hour to get from Target or Wal-Mart.
I personally think that the best time to go to the Dollar store over another store is when you are throwing a party like a wedding or baby shower.
Recently, I wanted to throw a friend of mine a baby shower. All the decorations for the shower came from the dollar store. It might sound like a “cheap” thing for a friend to do, but when it comes to streamers, balloons, and other cheap novelties, is there really a difference between what you will get at the dollar store for a buck and what you will get from Target for three? For $30 I was able to decorate my house, wrap her gifts from us, and also buy the ingredients to make the food (I didn’t buy the cake mix and stuff at the dollar store though). The best part is that everything turned out great.
I have found some pretty interesting things at the dollar store like name brand makeup, glass picture frames, drinking glasses, and dog toys. I think I’ve purchased all the cutting boards in my house from the dollar store.
I would really suggest for anyone trying to save here and there to check it out if you haven’t already. The stores really do have a lot more than plastic bins and off brand toothpaste. They have actual items that you can use.
Again, the key to being frugal here is to make sure that you actually use these items instead of just deciding that you need it while you’re there. Even a list for things that you need at the Dollar Tree can actually help you save a couple of dollars here and there.
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Tags: throwing a party, wal mart, dollar store
Taking part in the Black Friday madness this year?
Jennifer McClelland | RSS | Thu, Nov 19 2009 | 0 Comments
Sometimes people do things that don’t necessarily make a lot of sense. Sometimes we put ourselves in the way of large crowds that will likely crush us or screaming teenagers that will make our ears bleed (New Moon is coming out tomorrow and for some reason or another I really want to go see it TOMORROW instead of waiting). Why do we do it?
Of course, this time of year has people thinking about Black Friday specials and sales. Because I am in the market for a laptop this year, I will likely be found camped outside one of the Best Buys within 2 hours of my house for the Sony Vaio that is going to be on sale that day. I have never camped outside a store for hours and hours for one of the big ticket items like this.
However, the crowds will form every single year regardless of what is on sale or what kind of tragedies happen the year before (last year the crowd of people at a Wal-Mart in New York trampled one of the employees to death and injured others). I have been in line before two years ago waiting for a Nintendo Wii and had a man walk into the store just because there was a crowd. He didn’t know what was on sale or why the people were there, but he stood in line as well.
There are going to be some measures that stores like Wal-Mart will be taking this year to try to hopefully make sure that people aren’t killing each other this year, but I’m just not looking forward to the fight for the laptops.
Then again, I know exactly why people will be camped outside some Best Buy stores DAYS before Black Friday…To save money. There are plenty of people out there with loads of time and little money who still want to buy Christmas gifts. The laptop I am after is selling for $399 or $479 with a blu-ray player. Anywhere around the internet, just with a brief search the NW series from Sony often costs around $700. I think I can stand in line for a few hours to save that much money, but I think the one thing that I’m worried about is that I’ll miss out on it.
I have, in the past, always gone to Wal-Mart on Black Friday to “people watch”. There is something strangely entertaining about watching people rip open plastic and push and shove people out of the way to get some towels, sheets, or a Barbie doll. Last year, I saw madness for EVERYTHING that the store had on sale. I didn’t ever think I would see people hurt each other over fake Christmas Trees, but it happened.
Overall, I believe that Black Friday is more about the frenzy than sales. If you follow some of the “deal” websites on the internet, then you can see that there are places throughout the year when you can find GREAT deals on things that are offered on Black Friday.
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Tags: time of year, crowd of people, best buys
The Pitch – Are you curbing spending this holiday season?
Jennifer McClelland | RSS | Tue, Nov 17 2009 | 0 Comments
Are you going to slow down on spending this year?
Question:
Christmas and the rest of the holiday season is just around the corner. Do you plan on spending less this year than last year?
Answer:
I am likely not going to be buying as much this year as last year. I was considering giving family members cookie tins rather than gifts they may or may not like. I also find that homemade cookies are a bit more thoughtful than a cheap gift set of bath fizzies from Target or Wal-Mart could be. I am investing my time into the cookies rather than mindlessly shopping for a “coverall” gift.
Have an idea or want us to use your pitch in the next issue? Then, make a submission on The Pitch Page. Related posts:
Wal-Mart is trying to get all the business this holiday season
The Pitch – Would you be willing to shop for your prescriptions online?
Tags: target, homemade cookies, wal mart

