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Today’s featured ebook download is Questions and Answers for First Time Homebuyers (105 KB, 21 pg) – Congratulations on your decision to find out more about owning your own home! Homeownership is a bedrock American value. Once you own your own home, you join the ranks of people who are using their money to build equity, home value, with each mortgage payment.

What you can learn from this ebook

Remember, even if you have a mortgage, you own your home. Your lender simply has a legal and financial interest in it. But, as long as you make your full mortgage payments on time, your lender will never need to exercise that interest.

These are, in order, the steps involved in buying your first home:

- Deciding if you are ready to buy a home
- Determining what kind of home and what features you want
- Getting pre-approved for a mortgage
- Looking at homes
- Making an offer on a home
- Negotiating the offer with the seller
- Getting a home inspection
- Signing the Purchase and Sale Agreement
- Applying for a mortgage
- Getting the mortgage commitment letter
- Final walkthrough
- Taking possession of your new home

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To download this ebook, or any of our current ebooks, please visit the ebook page where you may choose the ebook(s) you wish to download. *Download an ebook by clicking on it’s title.*