xxxx

Over the past few weeks and months I have been writing on the weekends to tell you how to save money through using tips and tricks to cut costs, but there is another way to save money that I don’t think I’ve talked about yet: Actually saving money.

You can see in a lot of places, people aren’t saving money, rather they are in heaps of debt. You can see about debt in the United Kingdom alone here: UK Personal Finance and Money News

Yep, I’m talking about putting your savings into a savings account and getting some of that nice, free interest.

You do know that to get “saved” money, you have to do some money management to begin with. That’s where some of the following websites come in handy.

Mint.com helps you budget your money out. The site promises to make your personal finances and budgeting a no brainer, and for the most part, it works like a charm. This is from the Mint.com website’s about us section:

Mint, we believe that money is for living. That’s why we’ve created the simplest and most effective way to manage your money…and why Mint.com is free.

Over 1 million people already use our online money management and budgeting software today, and we’re adding over 3,000 users every day. Mint.com is tracking $175 billion in transactions, $47 billion in assets and has identified more than $300 million in potential savings for its users. What our users say about us.

SmartyPig.com lets you know what you need to save in order to splurge on something that you have your heart set on. If you’re looking at buying a new car or taking a vacation, it will be able to tell you how much you need to contribute from your paycheck each month. It’s also an FDIC insured savings account with a 2.75%

Wesabe is another website that is a money management tool, but it uses a more community approach. Members will make suggestions on how you can save money here and there (like switching cell phone carriers).

There are, of course, a whole lot more websites around the internet like these, but these are three of the most noteworthy (and trusted).

While you may be able to cut corners to save money, without a real plan for that money it will likely go back into a wasteful project or purchase. With a money management plan and a goal, you have something to reach for and a way to get there!!

Jeremy

View all posts by Jeremy
Jeremys website